Fix Your Credit. Fund Your Future.
At BRN Legacy Capital, we challenge inaccurate, outdated, and unverifiable items on your credit report. Collections, late payments, charge offs, repossessions, bankruptcies, and inquiries. Real results, on your timeline.
Start My Credit Consult →
Every Negative Item. Challenged.
Collections
Medical, credit card, utility, anything sold to a third party. We challenge every one.
Late Payments
30, 60, 90 day lates dragging your score down. We dispute them at all three bureaus.
Charge Offs
That old account the bank wrote off is still killing your score. Let us handle it.
Repossessions
Voluntary or involuntary. If it can't be verified, it comes off.
Bankruptcies
Chapter 7 and Chapter 13 filings challenged at the source.
Hard Inquiries
Unauthorized pulls and old inquiries removed to free up your score.
Three Steps. Higher Score.
Free Consultation
We pull your report together and identify every item hurting your score.
We Dispute
Round by round challenges to all three bureaus and the original creditors.
Your Score Climbs
Watch items fall off month after month. Most clients see real movement in 45 days.
We Only Win When You Win.
BRN Legacy Capital is a credit restoration and business funding firm. We don't hide behind portals or charge monthly bills. You get direct access, honest updates, and a real plan to hit the score you need to buy a home, start a business, or finance the next chapter.
Real Clients. Real Points.
“Started at a 542. Three rounds later I was at a 701 and got approved for my first mortgage. BRN kept me updated every step.”
“Had two collections and a repo dragging me down for years. Both collections gone in the first round. Wish I called them sooner.”
“Brandon actually picks up the phone. He walked me through exactly what he was disputing and why. My score is up 94 points.”
Ready To Rebuild Your Credit?
Free consultation. No obligation. Know exactly where you stand in 15 minutes.